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Zimmer Law Firm

Estate Planning & Elder Law Attorneys

513.721.1513
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  • Our Firm
    • About Our Firm
    • Attorney and Staff Profiles
    • Communities We Serve
      • Butler County
        • Fairfield
        • Hamilton
        • West Chester
      • Clermont County
        • Milford
      • Hamilton County
        • Blue Ash
        • Cincinnati
        • Loveland
        • Montgomery
        • Sharonville
      • Warren County
        • Mason
    • Our Client Care Program
  • Services
    • Estate Planning Services in Cincinnati, Ohio
    • Incapacity Planning
    • IRA Inheritance Planning in Cincinnati, Ohio
    • Legacy Wealth Planning in Ohio
    • LGBTQ Estate Planning Services in Ohio
    • Medicaid Planning and Elder Law
    • How the SECURE Act Impacts Your Ohio Estate Plan
    • Special Needs Estate Planning in Cincinnati, Ohio
    • Young Adult Legal Protection Plan in Ohio
  • Live Events
    • Webinars
  • Resources
    • DocuBank
    • Ohio Elder Law Resources
      • Blue Ash
      • Cincinnati
      • Elder Law & Medicaid Definitions
      • Fairfield
      • Hamilton
      • Loveland
      • Montgomery
      • Sharonville
      • West Chester
    • Estate Planning Resources
      • Estate & Gift Tax Figures
      • Estate Planning Checkup
      • Estate Planning Definitions
      • Free Estate Planning Checklist
      • Incapacity Planning Definitions
      • Is Your Estate Plan Outdated?
      • Legacy Planning Definitions
      • Top 10 Estate Planning Techniques
    • FAQs
    • Pre Consultation Form
    • Probate Resources
      • Blue Ash
      • Cincinnati
      • Hamilton
      • Loveland
      • Mason
      • Milford
      • Probate Checklist
      • Sharonville
      • Trust Administration & Probate Definitions
      • West Chester
    • Presentations
  • Blog
  • Reviews
  • Contact

Retirement & IRA Planning in Ohio

Home Services Retirement & IRA Planning in Ohio

Today, more so than ever before, Americans have only themselves to count on for their retirement security. The future of Social Security is uncertain and fewer employers than ever offer defined benefit retirement plans. Sadly, most Americans do not have enough saved – and are not on track to save enough – to provide for a secure retirement. You do not have to be one of them.

When you begin retirement planning early, you can benefit from compound interest and take full advantage of tax breaks aimed at helping you to save money. The Zimmer Law Firm, LLC can help. We provide assistance to people of all ages in creating a comprehensive retirement plan. Our dedicated focus on IRA Planning in Ohio helps you take full advantage of tax-advantaged retirement accounts

We not only assist young people in getting started with their retirement plans but we also help middle aged and older people nearing retirement, as well as seniors who want to make sure their nest egg lasts. Give us a call today to learn more about the personalized advice we can offer and to get answers to questions including:

  • When should I create a retirement plan?
  • What do I need to know about IRA & retirement planning?
  • How can a Cincinnati retirement planning lawyer help me?

When Should I Create a Retirement Plan?

If you do not already have a retirement plan, now is the time to create one. It is never too soon, nor too late, to begin preparing and planning ahead for your future.

  • If you are just starting your working life, you can set goals now that will allow you to retire early or retire rich- no matter what your income level is.
  • If you are beginning your retirement planning late, you can take advantage of catch up contributions and determine how much you will need to achieve a secure future.
  • If you are a senior, you can learn about the rules for required withdrawals and you can explore how to structure your savings and investments to provide you with the security you need.

The Zimmer Law Firm, LLC helps with all of these issues and more. We know how federal and state laws impact IRA Planning in Ohio. Our team understands the different types of investments and accounts that can be used as a part of your plan to provide tax breaks for retirement savings. We will work hard to help ensure you have a secure retirement future and that you take advantage of all of the legal avenues available to help you achieve this important goal.

What Do You Need to Know About IRA & Retirement Planning?

Knowing what types of accounts you can invest in, and what the rules are for those accounts, is vitally important so you can make informed choices about planning for your retirement.

For many people, Individual Retirement Accounts (IRAs) are a cornerstone of financial security. Effective IRA Planning in Ohio is often the best or only option for saving to achieve security in your old age. There are different types of IRAs which you may choose to invest in, including a traditional and a Roth-IRA. A traditional IRA lets you invest with pre-tax funds while a Roth-IRA is invested in with after tax dollars but gives you the opportunity to grow money in the account tax-free.

There are income and contribution limits for both traditional and Roth IRAs that you need to be aware of if you are making investments in either type of account. You also need to make decisions on what you will do with the money you put into your Roth or traditional IRA, as these are types of financial accounts and not investments themselves.

Those who are self-employed or who have non-wage income may also be able to explore other types of IRAs including a Simple IRA and a SEP-IRA. Both a Simple IRA and a SEP-IRA can make it possible to make larger financial contributions and to make contributions even at a higher income level.

How Can a Cincinnati Retirement Planning Lawyer Help?

Saving for retirement can be a challenge, especially if you are concerned that you won’t have enough put away or if you don’t believe you have a lot of extra cash to save. The good news is, it is never too late to start and the government has provided help in the form of tax breaks for savings. The Zimmer Law Firm, LLC will offer you the advice you need to take advantage of tax benefits and to put aside the money you need for a secure future. Give us a call today to learn more about the assistance a Cincinnati retirement planning lawyer can offer.

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What Our Clients Say

Some years ago, Barry Zimmer suggested we do a basic estate plan for our son when he went to college. We had no idea how important it would be! In our son's freshman year, he ended up in the hospital, and we were able to get crucial information about his condition because we had a health care ...

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  • How the SECURE Act Impacts Your Ohio Estate Plan
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  • Special Needs Estate Planning in Cincinnati, Ohio
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Zimmer Law Firm

9825 Kenwood Road
Suite 201
Cincinnati, OH 45242
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