Are there some assets that do not count?
There are non-countable assets, including your home, but there is an equity limit that is over $600,000. One motor vehicle is not counted, and wedding rings, engagement rings, and heirloom jewelry are exempt.
Your personal belongings and household items are not counted, and you can have $1500 saved for final expenses. You can have the same amount of whole life insurance, and unlimited term life insurance is permitted.