Cincinnati Medicaid lawyers can help you to be prepared if you must move into a nursing home. Many people become unable to live independently as they age or if they develop serious medical conditions. When you must move to a nursing home, you need to be prepared to cover the costs. Medicaid lawyers help you to create a Medicaid plan so you can protect your wealth and get nursing home paid for.
Zimmer Law Firm can provide assistance to people of all ages and to people with all different life circumstances who need help making a Medicaid plan.
You should not wait too long, as there are many potential reasons why you could end up unable to live by yourself and forced to move into a nursing home. If you don’t already have a Medicaid plan in place long before you require nursing home care, protecting all of your assets becomes more difficult.
Top Reasons to Move to a Nursing Home
Moving to a nursing home typically happens when you are unable to continue living alone any more and can no longer handle routine activities of daily living.
Some people move to a nursing home care or to some type of institutional setting if they become unable to drive a car on their own. Others prefer to wait as long as possible to try to avoid having to ever move to a care facility at all.
Those who want to wait will typically live by themselves or with a loved one for as long as possible and may even have home healthcare aides coming to provide help before living at home becomes impossible. While Medicare will not pay for this type of care at home, Medicaid should provide coverage if it is necessary and if you are able to qualify for means-tested benefits.
Living at home may become impossible as a result of either physical or mental impairments. For example, some of the common types of impairments that necessitate moving to a nursing home include Alzheimer’s or any other form of dementia as well as loss of mobility.
Losing mobility could occur because of a stroke that causes neurological damage; because of conditions that cause paralysis or muscle breakdown, or because of severe injury. When a person becomes unable to move or walk on his or her own, moving to a nursing home could be necessary both because help is needed to do activities of daily living and also because caregivers need to be able to regularly move the patient to prevent bedsores.
Unfortunately, the conditions that could necessitate a move to a nursing home do not affect only older people. There is a very real possibility that people of any age could experience an incapacitating illness or injury and could require nursing home care.
Because Medicare usually won’t pay for nursing home care unless you need skilled care at a skilled nursing facility, it is important to have a Medicaid plan in place as early as possible. Creating this plan will ensure you can qualify for Medicaid as soon as you need it so you can get Medicaid to pay for nursing home care and won’t have to spend your life savings covering costs.
Getting Help from Cincinnati Medicaid Lawyers
Cincinnati Medicaid lawyers at Zimmer Law Firm will provide personalized advice to help you to determine if you need a Medicaid plan. We can also assist you with making use of legal tools to create your plan so you can ensure that your assets are as safe as possible and that you will be able to get nursing home care when you need it.
You should join us for a free seminar to find out more about the Medicaid planning process and why making a Medicaid plan is so important. You can also give us a call at 513.721.1513 to get personalized advice and assistance with your customized Medicaid plan.
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